Cooperativa La Merced

  • On November 2000, the Saving and Loan Cooperative has about US$. 1,66 millions of equity. The assets were Bs. 136,3 millions, or its equivalent equal to US$. 21,5 millions. The 97% of its saving registers was less or equal to US$. 500. It offer a personalized attention, fast and utilizing high technology.

Project Details

Country: Bolivia

Project: Product costing in La Merced Cooperative

Product/Services supplied: Analysis of the entire institution (costing and allocation of costs, integrated system, expansion plans, policies. Also the revision of the Process Manuals, Analyzing the core business and products (which were costed), the definition and develop of the product costing model in order to satisfy the necessities of the institution. Thecostedproducts were: “Comercial”, “Hipotecario de Vivienda”, “Hipotecario de Vivienda con Garantía DPF”, “Consumo con Garantía Personal”, “Consumo con Garantía Hipotecaria”, “Consumo con Garantía DPF”, “Microcrédito con Garantía DPF”, “Microcrédito con Garantía Prendaria” (Only rural), “Microcrédito con Garantía Hipotecaria”, “Microcrédito con Garantía Personal”, FONVIS.

Financiador: Financial System Development Project for German the Technical Cooperation (DSF – GTZ)

Team (work in-situ): One international consultant, two consultants for the DSF – GTZ Project, and one institutional counterpart responsible for the Internal Costs.

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