The unfavorable conditions for the small and micro enterprises are present in almost al the aspects: finance, IT, marketing and commerce, regulatory structure or human resources. The micro enterprises face low technological adoption (obsolete in many cases), low workers qualification, low productivity and a disloyal competence in the market.
A great portion of this population get financial services from formal institutions (banks, Cooperatives, Financial NGO's) and normally the lack of knowledge to improve their activities, can affect directly to the repayment behavior.
Perfect Point Partners SRL through the Programa de Formación Integral (PFI), (Integral Formation Program) proposes the implementation of the training model “Diálogo de Gestiones (DG)” for the micro entrepreneurs and MFI clients. This model transfer knowledge in different issues, from the develop of the entrepreneur spirit to the cash handle, achieving an improvement in the productivity and developing the economic units and families.